If you have a major expenditure coming up but don't want to dig into your precious savings or rack up a huge credit card debt, home equity loans are the way to go! Home equity loans allow you to have your house as collateral to take out a percentage of your home's value as a low-interest loan. There are two types of loans you can choose from: fixed-rate and home-equity line of credit (HELOC). For fixed-rate loans, your interest rate and the loan term is decided at the very beginning and does not change, meaning that your monthly payments will stay the same throughout. As for the home-equity line of credit (HELOC), you have more flexibility with your payments with a variable interest rate as long as payment is completed before the predetermined loan term. Speak to one of our exemplary Kingston home equity loans representatives today to find out more about your approved limit and other details!
Expert Mortgage provides excellent financial services throughout Kingston, Ottawa, Belleville, Cornwall, Quinte West, Brockville, Prince Edward, Petawawa, Napanee, Pembroke, Hawkesbury, and other neighbouring cities. Our other services include home mortgage, private mortgage, and debt consolidation. Don't forget to visit our testimonials page to read about our customer's experience at our company! Contact us and discuss your finances with one of our talented financial strategists today.